Category Archives: PayPal

Simple Credit Card Processing – PayPal Here

PayPal Here?  Do you ever wish you could take a credit card for some reason? You have a buyer on Craig’s list and they only have a credit card?  You sell jewelry at a craft show occasionally? You did some work for a friend and he says he will pay you later because he doesn’t have cash?  I can fix all those issues for you!!!!

You ask “How”?  It is called Simple Credit Card Processing with A PayPal Here device for your Smart Phone or IPad. 

You will need the following:

1 A PayPal account (to open any PayPal account they will do a credit check). Believe me if you are a seller you want credit checks done on all PayPal account holders to prevent fraud. 

2 An IPhone (3GS or Higher), IPad, IPad Mini or an Android with 2.33 or higher. 

3. A PayPal Here device.   You can order one from PayPal but will have to wait for it to arrive or you can go to your local AT&T or Staples Store and pay $15.00 and you will get the money refunded back to you.      Find a Staples or AT&T Store near you to pick up PayPal Here 

Now the details… 

The PayPal Here is great for small businesses, mom and pop shops, hair dressers, barbers, you name it, anyone that takes a credit cards occasionally, those with low average sales (merchant services charge a transaction fee in addition to a percentage), crafters, food market vendors, bike and car shows, the list is endless.  

One PayPal Here user told me that reason she likes it is because  it is “For easy, on the go, convenient transactions for your not so traditional business.”

So the nitty gritty and costs. 

There is no start up, monthly or annual fee. 

If you swipe a credit card (Visa, MasterCard, Discover, American Express) the fee is a straight 2.70%.  There is no transaction fee that most payment merchants charge for each swipe. 

If you have to scan a card of key the card into your smart device, the fee will be 3.5o% and 15 cents for each transaction. 

The PayPal Here is encrypted for better fraud protection.

PayPal Here is available in US, Canada, Japan, Hong Kong, and Australia.  Great news that the UK will have the PayPal Here service soon. 

Marvelous customer support whether you prefer speaking to someone live on the phone, email or even community support from users on different platforms such as twitter, facebook and other sites. 

Your money is immediately available in your PayPal account.  If you have a business account you can get a PayPal Debit card and use it to withdraw money from an ATM or to use it to buy at stores and other businesses.  (if you run your card as a credit card (it still really is a debit card) then you get 1% back every quarter.  If you don’t have the debit card you can transfer money from PayPal to your bank and it will take about three working days to reach your account. 

The name PayPal gives people a feeling of trust in the marketplace.  (Note: the buyer uses any credit card, they do not have to have a PayPal account to Pay). I get asked that question a lot. 

The device locks in place so that it does not swing around when you are trying to swipe a card. 

You can invoice customers from the Here. 

THE BEST reason in my opinion is they accept checks with NO FEES.  YES YES YES.  I get a number of checks in my business but by the time I have a chance to get the bank it could be a month or longer.  I just scan the check (front and back), upload to PayPal, put it aside for a few days until it clears then destroy the checks.

So what is holding you back from ordering a PayPal Here?  Are you thinking your will never use it?  You will be upset when you don’t have one. So order one  right here  You can thank me later…. 

Watch this Video to see How Simple PayPal Here is to use

 It’s cute huh? and it fits right in your pocket.  

Now go make some money and call all those people that owe you money and get paid ….